« Mary Cruz Realty
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As Your Agent, We Will:
* Assure that you see all the properties in the area that meet your criteria.
* Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
* Make sure you don't pay too much for your new home and help you avoid costly mistakes.
* Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.Before You Start Looking For Your New Home:
* Check your credit rating. Straighten out any errors before its too late.
* Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
* Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
* Choose a REALTOR® that you trust and who understands your needs.
* Determine what neighborhood best matches your needs.
* Identify important features you need your new home to have.Closing Costs to Expect:
* Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Kevin Martin July 3, 2009 at 1:05PM
* Third-party fees include charges for insurance, title search, and other inspections such as termites.
* Government fees include deed recording and state & local mortgage taxes.
* Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.Report Reply
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Hello and thank you for visiting our website. We know that buying or selling a home is one of the most important things you will ever do, and we want to help make that experience as smooth and successful as possible.
Our extensive experience and expertise in the Bakersfield, Arvin, and Lamont real estate market will benefit you whether you are looking to buy or sell a home in the area.
Buying a home? We will help you find the home of your dreams by taking the time to listen and understand your needs and desires. Once we know what you want, we will work tirelessly to find the right home for you, because no one should have to compromise when it comes to such a huge purchase.
Selling your home? Our expertise in the Bakersfield, Arvin, and Lamont real estate market will help ensure that you get the best price for your property. Our finely-tuned marketing program will make sure the right people see your home.
We hope that you find our website to be a great source of information and visit often. Whether you are looking for Homes for Sale, Moving Resources, or even Mortgage Information everything you need is right here.
We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
Sincerely,
Mary Cruz
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